FAQs

1. What is a Financial Advisor, and why might I need one?

A financial advisor is a trained professional who helps you make smart decisions about your money. That can include everything from budgeting and paying off debt to investing, saving for retirement, tax planning, and safeguarding your family with insurance.

At Thorough Financial Group, we have a Certified Financial Planner™ (CFP®) on staff to ensure you receive seasoned, collaborative guidance across all areas of your financial life. The CFP® designation represents a high standard of competency, ethics, and professionalism.

➡️ Curious how we can help? Schedule a free introductory call.

2. What types of services does Thorough Financial Group offer?

We provide full-spectrum financial planning tailored to each client. Services include:

• Retirement Planning
• Investment Management
• Tax Planning & CPA Collaboration
• College & Education Planning
• Insurance Analysis
• Stock Options & Equity Compensation
• Estate Planning & Legacy Strategies
• Charitable Giving Guidance

3. What makes Thorough Financial Group different from other firms?

We are fiduciaries in all advisory client relationships, meaning we’re legally obligated to act in your best interest. We also:

• Provide CFP®-level planning and advice
• Offer personalized, high-touch service
• Manage investments through LPL Financial —no outsourcing
• Serve clients nationwide with no asset minimums

4. What does the financial planning process look like?

Our six-step process includes:

1. Discovery Meeting
2. Data Gathering
3. Strategy Development
4. Plan Delivery
5. Implementation Support
6. Ongoing Monitoring

📄 Download our Financial Planning Brochure to see how we guide you from start to finish.

5. Who do you work with?

We serve a broad range of individuals and families, including:

• Young professionals and new parents
• Tech professionals with equity comp
• Business owners and entrepreneurs
• Pre-retirees and retirees
• High-income earners seeking optimization

We don’t have minimums—but we specialize in helping those who are serious about managing wealth.

6. How are your fees structured?

We do a lot for our clients, including goal setting, investment planning, tax strategy, insurance review, and more.

• For financial planning, we charge a one-time flat fee based on your needs.
• If you choose to have us manage your investments, we charge a recurring annual fee for ongoing management and service.

📄 Download our Financial Planning Brochure for details on our current fees.

7. Do you work remotely or in person?

Both! We serve clients across the country via Zoom and welcome in-person meetings in our Raleigh, NC office.

8. What is a CFP®, and why does it matter?

A CFP® has extensive training and is held to high ethical standards. It’s one of the most respected credentials in our industry and ensures you’re working with someone who’s both competent and certified.

9. What should I bring to the first meeting?

Bring anything that helps paint a picture of your finances and goals:

• Your income and expenses
• Recent account statements
• Insurance details
• A list of goals or questions
• Tax returns (if available)

No worries if you're missing anything—we’ll guide you through what we need.

10. How often will we meet?

Most clients meet with us quarterly or semi-annually. We’re also just a phone call or email away when something comes up.

11. How do I get started?

Click here to schedule a free introductory meeting or email us at info@thoroughfinancial.com . We’d love to learn more about you and your goals.